Michael Torres

Michael Torres

27
Mar
How to Budget for a Big Purchase: Your Debt-Free Planning Guide

How to Budget for a Big Purchase: Your Debt-Free Planning Guide

Want to know something shocking? A recent survey found that 60% of Americans went into debt for their last major
7 min read
25
Mar
Best Online Brokerages for New Investors: The Ultimate Beginner's Guide

Best Online Brokerages for New Investors: The Ultimate Beginner's Guide

Would you believe that over tens of millions of Americans open new brokerage accounts each year? That trend has only
13 min read
22
Mar
10 Simple Budgeting Tips to Take Control of Your Finances

10 Simple Budgeting Tips to Take Control of Your Finances

Did you know that 64% of Americans now live paycheck to paycheck, including many six-figure earners? I've seen
8 min read
20
Mar
Complete Guide to Home and Auto Insurance: What You Need to Know in 2025

Complete Guide to Home and Auto Insurance: What You Need to Know in 2025

Here's a shocking statistic: 40% of Americans are underinsured for their homes and vehicles, putting their financial security
10 min read
18
Mar
Portfolio Management Strategies: Expert Guide to Growing Your Investments in 2025

Portfolio Management Strategies: Expert Guide to Growing Your Investments in 2025

Did you know that investors who manage their own portfolios can save themselves 1 to 2% in fees annually compared
8 min read
15
Mar
What Are Dividends? A Simple Explanation for New Investors

What Are Dividends? A Simple Explanation for New Investors

Ever wondered how investors make money beyond just buying and selling stocks? Most people think that you have to set
7 min read
13
Mar
5 Best Minimalist Backpacks Under $100: Simplify Your Carry

5 Best Minimalist Backpacks Under $100: Simplify Your Carry

Let me tell you a secret: I used to be the king of overpacking. I took the military philosophy of
7 min read
11
Mar
How to Stay Debt-Free: A Complete Guide to Avoiding Debt Relapse

How to Stay Debt-Free: A Complete Guide to Avoiding Debt Relapse

Here's a startling fact: 78% of Americans who become debt-free fall back into debt within a year! I&
7 min read
08
Mar
How to Open Your First Brokerage Account: A Beginner’s Guide for 2025

How to Open Your First Brokerage Account: A Beginner’s Guide for 2025

Thinking about investing but don’t know where to start? Opening a brokerage account is the first step to growing
7 min read
06
Mar
Top 5 Low-Risk Investment Options for New Investors: A Beginner's Guide

Top 5 Low-Risk Investment Options for New Investors: A Beginner's Guide

Did you know that 63% of Americans aged 18-29 believe investing is "too risky" to try? I get
7 min read